Pag-IBIG assistance
Planning to buy with a Pag-IBIG housing loan?
Start with the buyer, the property documents, and a realistic budget before making a financing commitment.
A property search is easier when you understand the financing process early. Ask Pag-IBIG to assess your membership and borrower eligibility, then discuss the specific property and loan purpose. A property advertised for sale is not automatically approved for financing.
Pag-IBIG provides a retail housing-loan checklist for purchases of a lot or residential unit. It includes proof of income and property documentation. Requirements vary with your circumstances; use the current official checklist and confirm any additional documents with Pag-IBIG.
Before discussing an offer, ask the broker about the title, property classification, existing encumbrances, and the seller’s willingness to follow a loan-funded sale process. Prepare a separate budget for your equity, transaction costs, and moving expenses.
Right Choice Realty offers housing-loan assistance among its services. Contact us with the listing you are considering so we can discuss its documents and the next questions to ask the lender. Approval, valuation, loan amount, and rates are determined by Pag-IBIG, not by the brokerage.
Let’s discuss your property plans.
Ask about a listing or the next steps in your purchase.
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